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Top Three Reasons Why People Buy Life Insurance
Posted: February 3, 2023
Before you get life insurance coverage, you should understand why you need it. While there are many reasons to buy life insurance, the most common reasons include:Final expenses: Final expenses refer to any expenses related to someone’s passing. This can include a casket, funeral, preparations, memorial service, cremation and more. Life insurance for final expenses is worth considering—after all, the National Funeral Directors Association reports that the median price...
Why it's Important to Get Life Insurance While You're Young
Posted: November 7, 2022
When you’re young, you feel invincible – like nothing could ever hurt you. You’re less likely to consider life insurance, even though this is the prime time to get it. However, you never know what’s going to happen, and in my case, I’m happy I was prepared.Life-Changing NewsIt was a sunny Saturday in August when I received a diagnosis that would turn my world upside-down:...
Term Life Insurance: How Long Should My Coverage Last?
Posted: November 19, 2021
Here’s an obvious statement: the costs of day-to-day living can add up fast. That’s why life insurance is so important. It allows you to protect your family when you’re gone. Think of the impact of losing not only your income but all the other contributions you make to the family. Could they cover the mortgage or monthly bills without you? Do you have enough saved...
Can Life Insurance Cover Student Loan Debt?
Posted: October 13, 2021
What Happens To Your Student Loans If You Pass Away? The short answer: It depends on the type of loans you have. Federal loans: Loans issued directly to a person through the U.S. Department of Education are discharged (“forgiven”) upon that person’s death, once the required documentation is submitted. Read more specifics about federal student loans at StudentAid.gov. Parent PLUS loans: As a type of...
15 Common Questions About Life Insurance
Posted: September 16, 2021
How much life insurance do I need, anyway? A number of factors – including your age, debts, monthly expenses and number of children – can influence how much life insurance you may need to comfortably plan for your future. A local insurance professional like an ERIE agent can give you a free quote based on your unique needs. As a general rule of thumb, the experts...